House Hunters
SHIFT for Adult Buyers
Because owning a home should be possible at any stage of life.
SHIFT is here to help anyone — no matter your age, background, or income — take real steps toward homeownership. Whether you’re a first-time buyer, starting over, or just ready for something new, we offer flexible, creative ways to make owning a home achievable.
What WE Can Help You Do:
- Buy a home without traditional barriers
We work with real people and real life — no perfect credit or high down payments required. - Explore flexible buying options
Creative financing models can open doors that banks often keep closed. - Access off-market opportunities
We connect buyers with homeowners looking for meaningful, community-minded transitions. - Match solutions to your budget
We help you find ownership options that align with your financial comfort zone. - Get clear, friendly guidance
No pressure, no jargon — just real support to help you take smart next steps.
Homeownership Pathways with SHIFT
- Subject-To Financing
Legally take over existing mortgage payments on a home that fits your needs. - Lease-Purchase / Rent-to-Own
Rent now with the option to buy later — at a price set today. - Owner Financing
Buy directly from the current owner with terms you both agree on. - Shared or Co-Buying Options
Team up with family or trusted friends to co-own and build together. - Preparation + Planning Support
If you’re not ready today, we’ll help you create a plan to get there — with resources for credit, budgeting, and home readiness.